APPLY FOR FINANCE

Here at Motoplex we aim to ensure all our customers are fully informed of the different finance options available to them. 
We have highly qualified and FCA accredited business managers who can offer you tailor made competitive finance packages from a variety of funders.
 
Whichever type of agreement you choose our aim is to provide a solution which puts you into the best possible position should you wish to change your car during the agreement or at the end of the agreement as we want to secure more business with you in the future.

Finance
Agreements

Hire Purchase (HP)

 The most popular and simple option is a ‘hire purchase’, with no minimum deposit you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years.
 
  • No minimum deposit required
  • Terms from 12 to 60 months
  • Set your payments to suit your financial budget
  • Written quotations available on request

Finance Agreement

Personal Contract Purchase (PCP)

With Personal Contract Purchase you can keep your monthly payments lower by deferring part of your finance to end of your agreement. 

The finance company will set the future value of the car at the beginning of the agreement and you will have the option to hand back the keys rather than pay the final payment or part-exchanging for another car.

  • No minimum deposit required
  • Terms from 24 to 48 months
  • Guaranteed future value
  • Written quotations available on request

General Terms & Conditions

Please note you will not own the vehicle outright until all payments are made.  If you default on your finance payments, then the vehicle may be repossessed by the finance provider.  You must be 18 years or older to apply for finance.  Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.  If you require any further information please do not hesitate to contact us.  The finance provider will have their own Terms and Conditions, please contact them direct for further information.

Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.